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Credit card issuers sometimes challenge the discharge of credit card debt in bankruptcy by filing a complaint objecting to the dischargeability of the debt (also known as an “adversary proceeding”) claiming that the debt was fraudulently incurred and therefore should be excluded from the discharge. Credit card debt may be non-dischargeable in bankruptcy under either …
When a debtor reaffirms a debt, he is essentially excluding that debt from his bankruptcy proceeding on the debtor’s home. Filing Chapter 7 or 13 bankruptcy results in an “automatic stay” that immediately stops any foreclosure proceeding on the debtors home. Under Chapter 7, the debtor has the following options: 1) retain the home, “reaffirm” the …
Frequently Asked Questions About Bankruptcy What is Bankruptcy?Bankruptcy is a federal program established to provide debt relief to persons and organizations suffering from financial difficulties. Different types of bankruptcy relief are available under various chapters of the United States Bankruptcy Code. The two primary forms of bankruptcy relief available for individuals are under Chapters 7 …
Chapter 7 bankruptcy is the most common type of bankruptcy and is available to individuals, married couples, corporations and partnerships. Chapter 7 is a liquidation proceeding in which the debtors non-exempt assets, if any, are sold by a court-appointed “trustee” and the proceeds distributed to creditors according to priorities established in the U.S. Bankruptcy Code. …
Chirnese L. Liverpool, Esq. is the managing partner of the Law Offices of Chirnese L. Liverpool, established in 2008.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This website is for educational purposes and is not intended to provide specific legal advice. By using this website, you understand that there is no attorney/client relationship between you and the Law Offices of Chirnese L. Liverpool. The information on this site should not be used as a substitute for competent legal advice from a licensed professional attorney in your jurisdiction.
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