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When a debtor reaffirms a debt, he is essentially excluding that debt from his bankruptcy proceeding on the debtor’s home. Filing Chapter 7 or 13 bankruptcy results in an “automatic stay” that immediately stops any foreclosure proceeding on the debtors home. Under Chapter 7, the debtor has the following options: 1) retain the home, “reaffirm” the […]
Federal bankruptcy laws were established by the United States Congress to provide individuals and organizations with a “fresh start” by allowing them to legally eliminate all or a portion of their debts and to start anew. Federal bankruptcy laws were designed to help those in financial distress—not to further burden or hinder them. Despite the
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The following expenses are typically considered as “allowable living expenses” in a Chapter 7 or 13 bankruptcy proceeding if reasonable in amount: ● Rent or home mortgage payment (including lot rented for mobile home)● Electricity, natural gas, butane● Cable television● Internet service● Water and sewer● Telephone (including cellular phones)● Trash service● Home maintenance/repairs● Food● Clothing●
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Frequently Asked Questions About Bankruptcy What is Bankruptcy?Bankruptcy is a federal program established to provide debt relief to persons and organizations suffering from financial difficulties. Different types of bankruptcy relief are available under various chapters of the United States Bankruptcy Code. The two primary forms of bankruptcy relief available for individuals are under Chapters 7
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How Can We Help You 5/5 Google 5-star rating Your Information Is Safe With Us We Help You 5/5 Google 5-star rating 5/5 Google 5-star rating Your Information Is Safe With Us Information to get started What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy is a debt repayment plan that protects the
How Can We Help You 5/5 Google 5-star rating Your Information Is Safe With Us We Help You 5/5 Google 5-star rating 5/5 Google 5-star rating Your Information Is Safe With Us What Is Chapter 7 Bankruptcy? Chapter 7 is a liquidation proceeding in which the debtors non-exempt assets, if any, are
Chirnese L. Liverpool, Esq. is the managing partner of the Law Offices of Chirnese L. Liverpool, established in 2008.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This website is for educational purposes and is not intended to provide specific legal advice. By using this website, you understand that there is no attorney/client relationship between you and the Law Offices of Chirnese L. Liverpool. The information on this site should not be used as a substitute for competent legal advice from a licensed professional attorney in your jurisdiction.
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