5 questions to ask your bankruptcy attorney before filing bankruptcy

Filing for bankruptcy is a major decision that must be made.  Prospective clients are typically nervous prior to meeting with a bankruptcy attorney.  This is due to the fact that they probably only know “stoic” or unpleasant attorneys with no bedside manner.  However, since this is such a huge decision, you definitely want to be prepared.  So that is probably why you are researching questions to ask your bankruptcy attorney.  

Tips for hiring a bankruptcy attorney:

Some attorneys are overworked and they aren’t able to give you there full attention to the details of your case. If you ever been to the doctor’s office and felt rushed, then you know what I mean. If you feel that the attorney isn’t pursuing your case the way you want him to pursue it, ultimately you will feel irritated.  You should definitely check the Google, Yelp and Avvo reviews of any attorney that you plan on meeting with.  Former clients will give you the truth about the attorney’s bedside manner.

Due to the current pandemic, alot of attorneys are jumping into the bankruptcy arena because they think that its an easy practice area.  These attorneys won’t have the knowledge of the Federal and local bankruptcy rules nor will they be familiar with the trustees and Judges.  Our bankruptcy attorney has been practicing bankruptcy law since 2008, so you don’t have to worry about that. 

If you have any friends or colleagues that have gone through the bankruptcy process, you may want to ask them some questions about their bankruptcy process.

Once you find the best bankruptcy attorney, you can satisfy yourself completely by asking her the right questions.  A short conversation can tell you a lot about the bankruptcy attorney you have chosen. You can ask her about her expertise and her working and consultation hours. After conversation, you can evaluate the attorney to see if that attorney is really right for you or not!

Once you select the top bankruptcy attorney, you must discuss with her what type of bankruptcy  you should file? There are eight different types of chapters for filing bankruptcy. Your bankruptcy attorney can best point out which chapter best suits you for filing bankruptcy.

Secondly, you need to ask your bankruptcy attorney how you can file for bankruptcy. You have to file for your bankruptcy in the state where you are living. The bankruptcy lawyer can prepare the necessary paperwork that would be needed to present to the courts.

Thirdly, you must know the fees that are involved in filing for bankruptcy. The total fees will comprise of the attorney’s fees plus the court fees that you need to submit to file for your bankruptcy.

Fourth, you must know where you should file your bankruptcy petition. You need to consult your attorney on how to get there and what documentation is required.
Finally you must know the after effects of filing for bankruptcy. As soon as you file for bankruptcy, creditors will receive notification from the courts and will not be allowed to contact you for payments. A hearing in court will be set. The case will proceed depending on which chapter of bankruptcy that you filed.

Remember that  if you pick an experienced bankruptcy attorney, the process will be extremely smooth.  Here at the Law Offices of Chirnese L. Liverpool we try to make the process as simple for our clients as possible.  We offer free bankruptcy consultations where we can answer any questions that you may have regarding the bankruptcy process and what to expect.  Give us a call today at (818) 714-2200 or click here to contact us.   We can’t wait to help you alleviate some stress caused by your financial worries.