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Does my spouse have to jointly file bankruptcy with me? Or can I file by myself? I have attached a video discussing this in case you prefer to watch a video. If not, keep on reading! When you decide to file bankruptcy, your spouse does not have to file bankruptcy jointly with you. However, there …
Does my spouse have to jointly file bankruptcy with me? Read More »
What happens at the 341a meeting of creditors? So your chapter 7 bankruptcy has been officially filed and you find out that you have to attend a 341a meeting of creditors. But what happens at this bankruptcy meeting? Let’s discuss that. I’ve also attached a video discussing this in case you prefer to watch a …
U.S. Bankruptcy Code Federal Rules of Bankruptcy Procedure HOW TO GET THE BANKRUPTCY PROCESS STARTED Los Angeles Bankruptcy Attorney Blog California Bankruptcy Lawyer Nevada Bankruptcy Attorney Interim Procedures Regarding Chapter 7 Fee Waiver Provisions Census Bureau Median Family Income By Family Size Approved Credit Counseling and Debtor Education Providers N.A.D.A. Vehicle Pricing Guide Kelley …
Prior to obtaining a final discharge in a consumer bankruptcy proceeding the debtor must complete an approved instructional course in personal financial management. The instructional course typically takes about 1 1/2 to 2 hours and can be completed over the Internet, in person, or by mail. In a Chapter 7 case, the instructional course must be completed …
State or federal income taxes may be discharged in a bankruptcy proceeding if: 1) the taxes for such tax year are at least 3 years old; 2) a tax return was filed for such tax year at least 2 years prior to the bankruptcy filing date; 3) the tax return was not intentionally false or …
Student loans (also known as “educational loans”) are not discharged in a bankruptcy proceeding unless the bankruptcy judge determines that payment of the debt “will impose an undue hardship on the debtor and the debtors dependents.” 11 U.S.C. Section 523(a)(8). Courts use different tests to evaluate whether a particular borrower has shown an undue hardship. …
Credit card issuers sometimes challenge the discharge of credit card debt in bankruptcy by filing a complaint objecting to the dischargeability of the debt (also known as an “adversary proceeding”) claiming that the debt was fraudulently incurred and therefore should be excluded from the discharge. Credit card debt may be non-dischargeable in bankruptcy under either …
Filing Chapter 7 or 13 bankruptcy results in an “automatic stay” that immediately stops repossession of the debtors vehicle. Under Chapter 7, the debtor has the following options: 1) retain the vehicle, “reaffirm” the debt and keep making regular payments to the creditor; 2) “redeem” the vehicle by making a lump sum payment to the creditor …
Chirnese L. Liverpool, Esq. is the managing partner of the Law Offices of Chirnese L. Liverpool, established in 2008.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This website is for educational purposes and is not intended to provide specific legal advice. By using this website, you understand that there is no attorney/client relationship between you and the Law Offices of Chirnese L. Liverpool. The information on this site should not be used as a substitute for competent legal advice from a licensed professional attorney in your jurisdiction.
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