Sherman Oaks Bankruptcy Attorney
The bankruptcy Law Offices of Chirnese L. Liverpool, PLLC helps individuals unable to pay their bills to get a fresh financial start through filing for bankruptcy. Consumer bankruptcy is either Chapter 7 or Chapter 13.
Chapter 7 — the most common form of bankruptcy
Chapter 7 is a liquidation of personal assets and the most common type of bankruptcy proceeding. Liquidation involves the appointment of a trustee who collects the non-exempt property of the debtor, sells it, and then distributes the proceeds to creditors. Your car and primary residence can be declared exempt and retained. A Chapter 7 proceeding can result in the removal of the following kinds of debt:
Credit card debt
Medical bills
Deficiencies for repossessed autos
Most personal loans
Older tax debts
Garnishments
Utilities
Memberships
Subscriptions
Foreclosure Deficiencies
Chapter 13 — personal reorganization
Chapter 13 bankruptcy allows an individual with a regular income to propose and carry out a repayment plan. Under court supervision and protection, the person pays creditors over a period of three to five years. During this time, creditors are prohibited from continuing collection efforts.
For creditor and bankruptcy assistance in Sherman Oaks, California
For help when you need debt relief contact The Law Offices of Chirnese L. Liverpool PLLC at (818) 714-2200 to set up a consultation today.
YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP
WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE
Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6277 Van Nuys Blvd. Suite 126
Van Nuys, CA 91401
(818) 714-2200
http://www.liverpoollegal.com
If you are interested in knowing how to get the bankruptcy process started, click here .
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