“No” is a word that a bankruptcy attorney will not often use. Should attorneys say no a little more often? Maybe. So if an attorney is inclined to decline, what reasons would they have to make this decision? Here are a few:
Cases with no real debt
If you don’t have debt then why are you looking to file bankruptcy in the first place? Bankruptcy is a large time commitment and a complicated process. If a client does not have a lot of debt they may be pointed to another option. The federal bankruptcy court regulates bankruptcy fees. What is the point of filing if someone has debt that is near the amount of those fees? If bankruptcy isn’t a client’s best option, an attorney will probably not take their case. In our office, we try to ensure that our clients have at least $5000 in debt unless there is some other emergency reasons needed for filing bankruptcy.
Too many unsuccessful bankruptcy filings
When a client has filed too many bankruptcy cases that have been dismissed for whatever reason, attorneys may not wish to represent them. You will probably have the same results as before if you have filed for bankruptcy in the past and had it dismissed. If is going to approve your case they will want to see that you are serious about completing a case from start to finish. Many will think you lack dedication if you have been denied in the past. An attorney puts everything on the line and they stand behind their client 100% when they file a case. When a case is dismissed, an attorney’s reputation can take a hit. An attorney will always be happy to help someone who wants to help themselves. It will be hard to find a quality, experienced bankruptcy attorney if you aren’t serious about doing that.
You’ve already filed bankruptcy
If your case has already been filed many attorneys will not want to represent you, this is because attorneys like to do things their way. If another attorney has handled part of the case and then you try and bring it to someone else they may not want to have to deal with interpreting or correcting another lawyer’s tendencies.
Most people who are represented by bankruptcy attorneys are honest, hardworking people who have simply fallen on hard times. If you aren’t sure whether or not you meet someone’s case criteria ask to set up a free consultation with them and see if they will consider your case. After all, it’s in your best interests. If you need a free consultation on your bankruptcy call us here at 818-714-2200.