In California, an EDD overpayment can be discharged in bankruptcy unless there was some fraud or misrepresentation involved.

Although, it is discharged in bankruptcy, they have the right to “recoupment” which basically says that if you file for unemployment again in the future, they can withhold from your future payments any “overpayment” that was made to you until that balance is paid off.

Share this:

If you currently receive Social Security or other federal benefits payments by check, you are required by the U.S. Department of the Treasury to switch to an electronic form of payment by March 1, 2013.  With less than 1 month remaining before the deadline, you should act now.

You can switch to direct deposit, or you will have your federal payment converted to a Direct Express card account, where recipients receive a single prepaid Direct Express card on which the money is added monthly.

For more information, visit godirect.org

Share this:

If you are filing your bankuptcy petition directly with the court clerk, it is very important you bring your documents to the clerk in the correct order.

Chapter7_OrderofDocuments

Share this:

If I Forget To List A Creditor, Can It Still Be Discharged?

The Bankruptcy Code requires you to list all of your debts, assets and sources of income.  If you inadvertently leave a creditor off your petition, it can be added by amending the petition to include the debt, provided your case hasn’t been closed by court and the trustee hasn’t made any distributions to creditors.  Amendments are ideally done before the close of your bankruptcy case.  Because an amendment is an extra action that our office will have to take, there is a charge for this.  If the fee to amend your petition is less than the debt, it probably makes sense to amend your petition to include it.  If you don’t amend, you will be liable on the debt and your bankruptcy discharge will not protect you from the future collection actions by the creditor.  If you realize you left a creditor off your petition after your case is closed, your case can be reopened to add the creditor unless your case was an asset case – meaning the Trustee liquidated assets and paid creditors some amount toward your debts.  In these situations, you will be liable for the old debt.  There is also a fee to reopen a bankruptcy case once it has been closed.

Share this:

Possible dangers of filing your bankruptcy with a BPP paralegal.

The bankruptcy rules do not require that you have a bankruptcy attorney in order to file for Chapter 7 or Chapter 13 bankruptcy.  In fact, the bankruptcy rules allow you to have a Bankruptcy Petition Preparer (BPP) fill out your bankruptcy forms for you.  So why should you pay an attorney, when you can pay a BPP to fill them out for you.

First of all, under the rules, the BPP’s are not attorneys.  So they cannot give you legal advice regarding your situation.  Only attorneys can assess your situation and give you legal advice under the law.  BPP’s are supposed to simply type up your documents under your direction.  If you could direct someone to do it, then you could possibly do it yourself.

BPP’s are not required to take any bankruptcy courses or have any formal experience with bankruptcy petitions.  You could be their very first client.  Or, they may mess up your case causing you to lose your home, vehicle, 401k, and/or other assets.

BPP’s are not permitted to assist you at your 341a meeting of the creditors.  Your bankruptcy attorney will prepare you for what to expect at the meeting of creditors and go with you to the 341a meeting of the creditors.

If you are thinking of filing bankruptcy either on your own or through a petition preparer, it may be beneficial to seek a free consultation with a bankruptcy attorney.

The law office of Chirnese L. Liverpool helps people just like you everyday, contact us to schedule your free phone consultation at (818) 714-2200 or visit our website at http://www.liverpoollegal.com

Share this:

You want to be prepared to meet with your bankruptcy attorney, but you don’t know which documents to gather…Let us help you create a basic list.

So get the key out, its time to unlock that document drawer with all of your important documents, this is what you may need:

• Proof of all income for the past six months
• Information on your living expenses
• A complete list of your assets and your liabilities (debts)
• Filed tax returns for the last two years
• All bank statements for the past three months

Each bankruptcy lawyer is different, and will want different things from you, but this is a nice list to get you started.

Share this:

What is an Emergency Bankruptcy Petition?

In California, we are permitted to file an Emergency Bankruptcy Petition.  An emergency bankruptcy petition, is simply a skeleton bankruptcy petition.  It only includes the very bare information needed in order to file a bankruptcy and get a bankruptcy case number.

Whats included in the bankruptcy Emergency Petition?

When we file an Emergency bankruptcy petition in California, we must include the following documents:

1) Voluntary Petition

2) Exhibit D along with Certificate of Credit Counseling

3) Creditor Matrix

Why would I file an Emergency Bankruptcy Petition?

Most people that file an emergency bankruptcy petition, are trying to get a bankruptcy case number and get automatic stay protection that comes along with filing a bankruptcy in order to stop a home foreclosure, wage garnishment, bank levy, or lawsuit.

When is the rest of the petition filed?

The rest of the petition – the meat of the petition – must be filed within 14 days, otherwise, the bankruptcy case will be dismissed.

If you are thinking of filing a chapter 7 bankruptcy, contact the Law Office of Chirnese L. Liverpool at (818) 714-2200 for your free phone consultation.

Share this:

90% of the clients that I meet with, want me to scrape everything off my desk and work on their file first.

I tell all of my clients that if they give me everything that I need, I will have their petition to them in less than a week.  In reality, it buys me a little cushion time, because 90% of petitions, I have a first draft to my client for their review within 2 business days.  But sometimes, thats not fast enough for these clients, and they want it filed immediately.

what does my office consider an Emergency bankruptcy? – An emergency bankruptcy to me, is one where the client has one of the following about to occur within the next 2 days or has already occurred?

1) Home being sold in foreclosure

2) Wage Garnishment

3) Bank Levy

These types of bankruptcy cases will always get priority in my office, because they are time-sensitive.  If a client has EVERYTHING that I need to prepare the emergency bankruptcy petition, we can often do it in my office when they meet with me or the same day that they bring in their payment.

What is a Rush Bankruptcy Filing? basically, the client wants you to do it immediately, and cannot provide me with one of the above valid reason for doing so? lol.  As I understand that this is a sensitive time for my clients, I do my best to accommodate any rush bankruptcy filing requests that my client may present me with, in order to give my clients peace of mind.

If you are in need of an Emergency  or Rush bankruptcy filing, give the Law Offices of Chirnese L. Liverpool a call today at (818) 714-2200.

Share this:

My clients have all different types of credit cards.  Some of my clients even have credit cards that offer frequent flyer airline miles, that allow you to redeem the miles for an airline ticket after they have accumulated enough airline miles.

So I occasionally get asked, will I lose my frequent flyer airline miles if I file for bankruptcy?  and my answer, is a typical attorney answer, “well it depends”.

The “it depends” all turns on whether or not, the frequent flyer airline miles, would be considered an “asset” in a bankruptcy case.  For the sake of argument, say that it is determined to be an asset – then in most states, like California, the client would hopefully have enough “wild-card exemptions” to cover value of the frequent flyer miles and therefore, they would be able to keep the frequent flyer miles with no problem.  If it’s not determined to be an “asset” then it does not have to be listed on the bankruptcy petition and schedules.  Whether its determined to  be an asset or not has a lot to do with the legal language included in the contract when the debtor signed up for the frequent flyer credit card.  You could discuss this with your California bankruptcy Attorney to determine whether your frequent flyer miles would most likely be an asset or not.

If the person happens to have a credit card where they accumulate points – that may be an entirely different scenario.  In that case, I would recommend my client to convert their points to miles or giftcards or gifts prior to defaulting on their credit card minimum payments.  Then I would recommend that we list the value of the giftcards/gifts on the bankruptcy schedules and exempt them so that the client could be able to keep them.

Each individual’s situation could be different and I would advise you to speak with an experienced bankruptcy attorney when determining whether you would be able keep your frequent flyer miles/points.  If you need to speak with a California bankruptcy attorney, contact the Law Office of Chirnese L. Liverpool at (818) 714-2200.

Share this:

The bankruptcy code and rules require a California Chapter 7 bankruptcy debtor to send a copy of his or her most recent federal income tax return (or transcript) within the last seven years to their bankruptcy trustee.  This must be done at least 7 days before the 341a meeting of the creditors.  However, the tax return should be sent over to the trustee as soon as the case is filed.  Why?  The bankruptcy code also allows a bankruptcy filer to provide a copy of his or her tax return to a creditor, upon request.  But, the creditor’s request only needs to be honored if it is made before the bankruptcy filer provides a copy of the tax return to the trustee.  In other words, once you provide a copy of your tax return to the bankruptcy trustee the creditor has no right under the law to require you to turn over your tax return.  If you wait to provide your tax return until the deadline of seven days before the 341a meeting you run the risk that a creditor will make a request for a copy of your tax return.  Tax returns contain a lot of private and personal information and frankly, the fewer persons who have a copy the better.

If you fail to give your bankruptcy trustee  a copy of your most recent tax return at least 7 days prior to your meeting, then your case can be dismissed.  If you don’t have a copy of your return you or your attorney can request a tax transcript.

California bankruptcy attorney Chirnese L. Liverpool can represent you in your Chapter 7 or Chapter 13 bankruptcy case and make sure your tax information is handled properly.  Fill out our online form or call 818-714-2200 to schedule your free initial consultation.  We help people all over California and Nevada get a fresh start through bankruptcy.  Consultations are available in office or by phone.

Share this:

Not all debts will be discharged in a chapter 7 bankruptcy.  Some debts that are not dischargeable (you will still owe after you receive your bankruptcy discharge) are student loans, alimony, child support and most taxes.  Alimony and child support are never discharged.  Student loans are only dischargeable if there a lawsuit filed in the bankruptcy alleging Undue Hardship.  I tell most of my clients, that unless you are generally worse off than Jamie Foxx in the movie the Soloist, then most likely, your lawsuit for Undue Hardship will not be successful.  Student loan hardship discharges are very rarely granted.

Most income taxes are not dischargeable.  There are some complicated rules that go along with getting your income tax liabilities discharged.  This article goes into detail about the requirements for discharging income taxes.

In addition, debts incurred thru fraud are non-dischargeable.  However, the creditor must file an adversary proceeding and prove that the debt was incurred thru fraud.  But the general rule, is that debts incurred through fraud are not dischargeable.

Criminal fines and restitution are not dischargeable as well.  So if you owe restitution or a traffic ticket, those obligations will not be discharged in your bankruptcy, so you should go ahead and pay those.

If you need assistance with unpaid medical bills, preventing foreclosure , preventing repossession, reducing financial liabilities, stopping wage garnishments, preventing collection calls, debt settlement, reducing or eliminating tax debt, and or rebuilding your credit consider consulting with us for your options. Bankruptcy gives protection to people in financial trouble who are drowning under piles of debt. Because of today’s difficult economic times millions of people are exercising this protection of filing bankruptcy, Chapter 7 or Chapter 13. The bankruptcy laws were created by Congress to provide relief to those who have been victimized by the rising rate of unemployment, inflation, staggering medical bills, disability, high interest rates, foreclosure, divorce or identity theft.

We are a debt relief agency and can help you reduce or eliminate your liabilities and keep your property. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. We can assist you and your loved ones with filing for bankruptcy and the avoidance of judgments. To review the fees and costs associated with filing bankruptcy visit our bankruptcy page.  Contact the Law Offices of Chirnese L. Liverpool at (818) 714-2200.

Share this:

For a chapter 7 bankruptcy, the simple answer is yes, child support is considered income for the bankruptcy means test.  Therefore, it is possible that this may make you fail the means test and not be eligible to file for bankruptcy, if your income is too high.

For a chapter 13 bankruptcy, the child support is considered income on one part of the means test, and then you turn around and deduct it on another part of the means test, so they can cancel each other out.

If you live in California, and have additional questions regarding child support and bankruptcy, please contact the Law offices of Chirnese L. Liverpool at (818) 714-2200.

Share this:

If you are thinking about filing for bankruptcy, please call the Law Offices Of Chirnese L. Liverpool at (818) 714-2200 for a FREE consultation.

IF YOU:

• Are paying only the minimum amount due on your credit cards;
• Can’t budget yourself out of debt within five years;
• Are getting notices that your mortgage or home loans are being foreclosed;
• Have had a severe financial setback, such as losing your job;

THEN YOU MIGHT WANT TO CONSIDER BANKRUPTCY. IN OUR CONSULTATIONS, WE EVALUATE YOUR ENTIRE FINANCIAL PICTURE TO HELP YOU DETERMINE IF THERE ARE ANY OTHER ALTERNATIVES.

Defining Debts

Secured debt is a debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien to satisfy the debt if you default.

Whereas, an unsecured debt is not tied to any item of property. A creditor has no right to grab property to satisfy the debt if you default. The creditor must sue you and obtain a judgment by the court.

A purchase money debt is a debt on which the creditor keeps a security interest in the property given to the debtor so that the debtor may acquire rights in or use the collateral.

What is Bankruptcy and How Does It Work?

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy allows the Court to eliminate debts that you have no ability to pay. It applies when the monthly payment on all personal overhead such as rent, utilities, and groceries exceeds your take-home income. The debtor’s assets are liquidated and the proceeds are distributed to creditors. An individual’s home, care, and many other property items can be kept by the individual pursuant to the law.

Chapter 13 Bankruptcy

Chapter 13 provides a reorganization of your debt allowing you to pay off all or part of your debts over time. It applies when your income exceeds your monthly personal overhead to some extent such that you are able to repay some portion of the debt back. This forces creditors to negotiate with you subject to a bankruptcy trustee’s approval.

Please fill out the following questionnaire before your scheduled appointment:

DOWNLOAD: Client Questionnaire

You will also need to bring with you:

• Last 2 years of Tax Returns
• Last 3 months of Bank Statements
• Last 6 months of Pay Stubs/Verification

• Copies of Certificates of Title to All Vehicles Start now to eliminate your financial concerns and begin improving your life and credit. Our goal is to help make this process as painless as possible.

  YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP

  WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

  Chirnese L. Liverpool, Esq.
  Law offices of Chirnese L. Liverpool
  6445 Florence Ave. Suite A
  Bell Gardens, CA 90201
  (818) 714-2200
  http://www.liverpoollegal.com

  If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

Many people who have serious debt problems put off talking to a bankruptcy lawyer until a crisis occurs: their wages have been garnished, their car has been repossessed or their house is in foreclosure proceedings.

At The Law Offices Of Chirnese L. Liverpool located close to South Gate,  in Bell Gardens, California, we are in the business of helping people solve debt problems. No matter what kind of financial crisis you are facing, we offer a free initial consultation to discuss your situation and explore your options.

Our lawyers offer bankruptcy and non-bankruptcy solutions to debt and cash flow problems for individuals and families. We can:

• Put an immediate stop to creditor actions such as foreclosure, repossession, garnishment and harassment
• Get back wages and bank accounts that have been garnished
• Obtain tax-free discharge of many types of debt, including credit card bills, hospital bills and unsecured loans
• Protect assets such as your home, car and retirement savings

We invite you to learn more about Chapter 7 bankruptcy, Chapter 13 bankruptcy and bankruptcy alternatives by reading this website. We also offer answers to many questions that people ask us — or should ask us — about bankruptcy and debt problems.

Contact a Los Angeles County Debt Relief Attorney

Your initial phone consultation is always free of charge and carries no obligation. To discuss your financial situation with South Gate bankruptcy attorney Chirnese L. Liverpool, call us at 818-714-2200. You can also send us an e-mail by completing the contact form on this website.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP

WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6445 Florence Ave. Suite A
Bell Gardens, CA 90201
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

Many people who have serious debt problems put off talking to a bankruptcy lawyer until a crisis occurs: their wages have been garnished, their car has been repossessed or their house is in foreclosure proceedings.

At The Law Offices Of Chirnese L. Liverpool located close to Whittier,  in Bell Gardens, California, we are in the business of helping people solve debt problems. No matter what kind of financial crisis you are facing, we offer a free initial consultation to discuss your situation and explore your options.

Our lawyers offer bankruptcy and non-bankruptcy solutions to debt and cash flow problems for individuals and families. We can:

• Put an immediate stop to creditor actions such as foreclosure, repossession, garnishment and harassment
• Get back wages and bank accounts that have been garnished
• Obtain tax-free discharge of many types of debt, including credit card bills, hospital bills and unsecured loans
• Protect assets such as your home, car and retirement savings

We invite you to learn more about Chapter 7 bankruptcy, Chapter 13 bankruptcy and bankruptcy alternatives by reading this website. We also offer answers to many questions that people ask us — or should ask us — about bankruptcy and debt problems.

Contact a Los Angeles County Debt Relief Attorney

Your initial phone consultation is always free of charge and carries no obligation. To discuss your financial situation with Whittier bankruptcy attorney Chirnese L. Liverpool, call us at 818-714-2200. You can also send us an e-mail by completing the contact form on this website.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP

WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6445 Florence Ave. Suite A
Bell Gardens, CA 90201
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

At the Law Office of Chirnese L. Liverpool, PLLC we are client focused and results driven. Our primary goal is to get you back on your feet and on your way to establishing that fresh start.

Looking for a Bankruptcy Attorney near Long Beach?
Call us for a free consultation at 818-714-2200.

We are conveniently located in Bell Gardens, CA and can serve the residents of Long Beach and the surrounding areas. You can come in and meet with us, or we can do everything virtually, whichever is most convenient for you.

We realize filing for bankruptcy protection is generally not your first choice to resolve financial issues, but if it may be the best alternative under the circumstances. We encourage our clients to focus on the stress relief they will have once the process is complete. Let us help you through this difficult time.

Getting debt relief by filing either a chapter 7 or chapter 13 bankruptcy can provide you with a fresh start. A competent lawyer can help you make the right decision for your circumstances. We will help you to explore your options and see the light at the end of the tunnel.

In 2005, changes were made to the bankruptcy laws that can affect an individual’s ability to file for bankruptcy. The good part is, since the changes were primarily designed to prevent excessive abuse, most people having financial difficulty can still qualify for some type of relief.

Start now to eliminate your financial concerns and begin improving your life and credit. Our goal is to help make this process as painless as possible.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP

WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6445 Florence Ave. Suite A
Bell Gardens, CA 90201
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

At the Law Office of Chirnese L. Liverpool, PLLC we are client focused and results driven. Our primary goal is to get you back on your feet and on your way to establishing that fresh start.

Looking for a Bankruptcy Attorney near Pico Rivera?
Call us for a free consultation at 818-714-2200.

We are conveniently located in Bell Gardens, CA and can serve the residents of Pico Rivera and the surrounding areas. You can come in and meet with us, or we can do everything virtually, whichever is most convenient for you.

We realize filing for bankruptcy protection is generally not your first choice to resolve financial issues, but if it may be the best alternative under the circumstances. We encourage our clients to focus on the stress relief they will have once the process is complete. Let us help you through this difficult time.

Getting debt relief by filing either a chapter 7 or chapter 13 bankruptcy can provide you with a fresh start. A competent lawyer can help you make the right decision for your circumstances. We will help you to explore your options and see the light at the end of the tunnel.

In 2005, changes were made to the bankruptcy laws that can affect an individual’s ability to file for bankruptcy. The good part is, since the changes were primarily designed to prevent excessive abuse, most people having financial difficulty can still qualify for some type of relief.

Start now to eliminate your financial concerns and begin improving your life and credit. Our goal is to help make this process as painless as possible.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP

WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6445 Florence Ave. Suite A
Bell Gardens, CA 90201
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

Chapter 7 and Chapter 13 Bankruptcy Lawyer located near Chatsworth, California

 

Bankruptcy Informational Video

The California law offices of Chirnese L. Liverpool, PLLC. is a debt relief agency helping individual consumers and their families file for Chapter 7 and Chapter 13 Bankruptcy relief under the Bankruptcy Code. From our office in Van Nuys, California, we are able to assist debtors located in Chatsworth, California and the surrounding areas.

If you feel like you are drowning under credit card debt, medical bills, car payments, or mortgage payments, do not despair. Filing for bankruptcy may seem like a daunting experience, but for consumers facing seemingly insurmountable debt, bankruptcy is often a viable option that can help you obtain the relief you need to find a fresh start. Attorney Chirnese L. Liverpool has helped people across California and Nevada examine their financial situation and determine the best debt relief option for their particular situation. Mrs. Liverpool can help wage earners reorganize debts into suitable repayment plans and assist distressed debtors in obtaining a discharge of debts by filing for bankruptcy liquidation.

Attorney Chirnese L. Liverpool and her supportive staff are committed to helping clients through the sometimes overwhelming process of filing for bankruptcy. We provide personalized assistance and dedicate as much time as needed to help you obtain relief from the burden of your debt. To find out how we can help you, contact the Law Offices of Chirnese L. Liverpool at (818) 714-2200 today for a free initial phone consultation.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP
WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6277 Van Nuys Blvd. Suite 126
Van Nuys, CA 91401
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

Emergency Foreclosure and Garnishment Assistance by an Experienced Northridge Bankruptcy Attorney

Emergency legal assistance for debt pressures may be available to qualified debtors who face urgencies such as foreclosure or garnishment.

In these types of special cases a qualified debtor, who meets all necessary criteria for emergency attention, may be able to get more expeditious assistance in addressing a debt problem. Many debtors, however, may not have a real emergency, but know that they cannot take the financial pressure any longer. They realize that they may not need emergency attention, but want to start the ball rolling to end the financial pressures.

Whether a debtor has a true emergency or just needs to start to address getting debt relief through bankruptcy, it is important to move forward to address the financial problems. Debt difficulties may not only be emotionally draining, but can be the cause of other legal problems. A debt problem that goes unattended can cause a financial downward spiral.

A debtor experiencing a downward financial spiral can start to address debt problems by exploring bankruptcy alternatives. To be able to get bankruptcy relief a debtor must be determined to be eligible for such relief under applicable federal bankruptcy law.

Northridge Bankruptcy Lawyer Ready to Help You with the Bankruptcy Process

A debtor wanting to begin the process of exploring debt relief can start by contacting the California bankruptcy Law Offices of Chirnese L. Liverpool, P.L.L.C., with two office locations: Van Nuys and Bell Gardens in California. A confidential meeting can be arranged for the debtor to meet with a Northridge, California bankruptcy lawyer to do a bankruptcy evaluation. At that time, there can be a discussion of appropriate potential legal avenues available to deal appropriately with the debtor’s situation. This discussion can include bankruptcy alternatives and, where appropriate, emergency filings for debt relief.

Meeting a California Bankruptcy Attorney

Contact a Northridge bankruptcy Attorney at our Van Nuys office or a California bankruptcy lawyer at the Bell Gardens Law offices of Chirnese L. Liverpool, P.L.L.C, to discuss your specific situation and your options for debt relief by filing for Chapter 7 bankruptcy protection. Make a confidential appointment to meet in person with an experienced California bankruptcy attorney at either our Van Nuys or Bell Gardens law office by calling our central scheduling telephone number of (818) 714-2200. We offer flexible appointment times for your convenience.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP
WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6277 Van Nuys Blvd. Suite 126
Van Nuys, CA 91401
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this:

Emergency Foreclosure and Garnishment Assistance by an Experienced Reseda Bankruptcy Attorney

Emergency legal assistance for debt pressures may be available to qualified debtors who face urgencies such as foreclosure or garnishment.

In these types of special cases a qualified debtor, who meets all necessary criteria for emergency attention, may be able to get more expeditious assistance in addressing a debt problem. Many debtors, however, may not have a real emergency, but know that they cannot take the financial pressure any longer. They realize that they may not need emergency attention, but want to start the ball rolling to end the financial pressures.

Whether a debtor has a true emergency or just needs to start to address getting debt relief through bankruptcy, it is important to move forward to address the financial problems. Debt difficulties may not only be emotionally draining, but can be the cause of other legal problems. A debt problem that goes unattended can cause a financial downward spiral.

A debtor experiencing a downward financial spiral can start to address debt problems by exploring bankruptcy alternatives. To be able to get bankruptcy relief a debtor must be determined to be eligible for such relief under applicable federal bankruptcy law.

Reseda Bankruptcy Lawyer Ready to Help You with the Bankruptcy Process

A debtor wanting to begin the process of exploring debt relief can start by contacting the California bankruptcy Law Offices of Chirnese L. Liverpool, P.L.L.C., with two office locations: Van Nuys and Bell Gardens in California. A confidential meeting can be arranged for the debtor to meet with a Reseda, California bankruptcy lawyer to do a bankruptcy evaluation. At that time, there can be a discussion of appropriate potential legal avenues available to deal appropriately with the debtor’s situation. This discussion can include bankruptcy alternatives and, where appropriate, emergency filings for debt relief.

Meeting a California Bankruptcy Attorney

Contact a Reseda bankruptcy Attorney at our Van Nuys office or a California bankruptcy lawyer at the Bell Gardens Law offices of Chirnese L. Liverpool, P.L.L.C, to discuss your specific situation and your options for debt relief by filing for Chapter 7 bankruptcy protection. Make a confidential appointment to meet in person with an experienced California bankruptcy attorney at either our Van Nuys or Bell Gardens law office by calling our central scheduling telephone number of (818) 714-2200. We offer flexible appointment times for your convenience.

YOU DESERVE TO GET ON WITH YOUR LIFE. WE CAN HELP
WE ARE A DEBT RELIEF AGENCY HELPING PEOPLE FILE FOR RELIEF UNDER THE BANKRUPTCY CODE

Chirnese L. Liverpool, Esq.
Law offices of Chirnese L. Liverpool
6277 Van Nuys Blvd. Suite 126
Van Nuys, CA 91401
(818) 714-2200
http://www.liverpoollegal.com

If you are interested in knowing how to get the bankruptcy process started, click here .

Share this: