If you are considering filing for bankruptcy, it is normal to experience some level of doubt. Perhaps you are worried that bankruptcy will result in bad credit or a permanently damaged credit score.
Fortunately, these fears are unfounded. Filing for bankruptcy will not necessarily result in bad credit or prevent you from securing a line of credit.
In fact, you will probably be able to obtain some level of unsecured credit (meaning a “regular” credit card) post-bankruptcy. However, in the event you are unable to obtain a line of unsecured credit, you still have another equally viable option: a secured credit card.