Monthly Archives: February 2012

Today, I had a potential client come into my Bell Gardens office location wondering whether a Wrongful Death Lawsuit (judgment) can be discharged by filing for bankruptcy.

As I am always seeking new topics to blog about, I thought this one would be a great topic – even if not alot of people are in this situation.

so….

Can a wrongful death lawsuit (judgment) be discharged in bankruptcy?

It depends (typical lawyer answer, I know) some wrongful death lawsuits can be discharged by filing bankruptcy and receiving a discharge. The federal bankruptcy laws permit the discharge of negligence damages, and a person could be released from having to pay a judgment for accidentally causing a death. Yet, some bankruptcy courts may make damages resulting from “recklessness” or gross negligence non-dischargeable. Legal debts caused by drunk driving can’t be discharged in bankruptcy.

If you need assistance with unpaid medical bills, preventing foreclosure , preventing repossession, reducing financial liabilities, stopping wage garnishments, preventing collection calls, debt settlement, reducing or eliminating tax debt, and or rebuilding your credit consider consulting with us for your options. Bankruptcy gives protection to people in financial trouble who are drowning under piles of debt. Because of today’s difficult economic times millions of people are exercising this protection of filing bankruptcy, Chapter 7 or Chapter 13. The bankruptcy laws were created by Congress to provide relief to those who have been victimized by the rising rate of unemployment, inflation, staggering medical bills, disability, high interest rates, foreclosure, divorce or identity theft.

We are a debt relief agency and can help you reduce or eliminate your liabilities and keep your property. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. We can assist you and your loved ones with filing for bankruptcy and the avoidance of judgments. To review the fees and costs associated with filing bankruptcy visit our bankruptcy page.  Contact the Law Offices of Chirnese L. Liverpool at (818) 714-2200.

Maxwell Law Firm represents clients in North Carolina with: bankruptcy court, chapter 7 bankruptcy, foreclosure defense, chapter 13 bankruptcy representation, and loan modifications. You may schedule your appointment by calling 704-780-1100.  Save an additional 25% off the bankruptcy fees by scheduling your appointment online.

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Not all debts are dischargeable in bankruptcy!  Non-dischargeable debts are those that the Chapter 7 petition will not eliminate and which you will still have to repay according to your agreement with the creditor.  I have compiled a list of debts that are not dischargeable for your review.

1. Debts incurred by fraud or false pretenses;
2. Debts incurred by willful and malicious injury
3. Debts incurred by a false statement in writing (such as false credit application)
4. Debts incurred by embezzlement or larceny;
5. Criminal fines and restitution
6. Spousal support or child support obligations (including arrears owed)
7. Student Loans (unless you can prove “undue hardship“)
8. Debts resulting from death or personal injury by debtor operating a motor vehicle while intoxicated.
9. Marital Equalization Obligations (Ch. 7 only–these may be discharged in a Ch. 13).
10. Income taxes for tax years less than 3 years ago
11. Fines and penalties owed to a governmental unit.

If you need assistance with unpaid medical bills, preventing foreclosure , preventing repossession, reducing financial liabilities, stopping wage garnishments, preventing collection calls, debt settlement, reducing or eliminating tax debt, and or rebuilding your credit consider consulting with us for your options. Bankruptcy gives protection to people in financial trouble who are drowning under piles of debt. Because of today’s difficult economic times millions of people are exercising this protection of filing bankruptcy, Chapter 7 or Chapter 13. The bankruptcy laws were created by Congress to provide relief to those who have been victimized by the rising rate of unemployment, inflation, staggering medical bills, disability, high interest rates, foreclosure, divorce or identity theft.

We are a debt relief agency and can help you reduce or eliminate your liabilities and keep your property. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. We can assist you and your loved ones with filing for bankruptcy and the avoidance of judgments. To review the fees and costs associated with filing bankruptcy visit our bankruptcy page.  Contact the Law Offices of Chirnese L. Liverpool at (818) 714-2200.

Maxwell Law Firm represents clients in North Carolina with: bankruptcy court, chapter 7 bankruptcy, foreclosure defense, chapter 13 bankruptcy representation, and loan modifications. You may schedule your appointment by calling 704-780-1100.  Save an additional 25% off the bankruptcy fees by scheduling your appointment online.

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When I do my bankruptcy consultations with my clients, I generally tell them that after I file their petitions, the bankruptcy court clerks go in 2-3 nights later and prepare all of the bankruptcy notices to be mailed, then it goes thru the mail for 4-5 days, so it can be a week or so before your creditors will receive actual physical notice in hand that you have filed for bankruptcy.  They will be provided your case number, the date your bankruptcy was filed, your attorney’s address and phone number, the Trustee’s address and phone number as well as the bankruptcy court’s information.

One of the greatest benefits of filing bankruptcy is that it stops creditor harassment (the automatic stay). If you receive a call from a creditor, let them know you have filed bankruptcy and give them your case number. You can also let them know that Chirnese Liverpool is your bankruptcy attorney and instruct them to contact our office if they have any further questions.

If you need assistance with unpaid medical bills, preventing foreclosure , preventing repossession, reducing financial liabilities, stopping wage garnishments, preventing collection calls, debt settlement, reducing or eliminating tax debt, and or rebuilding your credit consider consulting with us for your options. Bankruptcy gives protection to people in financial trouble who are drowning under piles of debt. Because of today’s difficult economic times millions of people are exercising this protection of filing bankruptcy, Chapter 7 or Chapter 13. The bankruptcy laws were created by Congress to provide relief to those who have been victimized by the rising rate of unemployment, inflation, staggering medical bills, disability, high interest rates, foreclosure, divorce or identity theft.

We are a debt relief agency and can help you reduce or eliminate your liabilities and keep your property. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. We can assist you and your loved ones with filing for bankruptcy and the avoidance of judgments. To review the fees and costs associated with filing bankruptcy visit our bankruptcy page.  Contact the Law Offices of Chirnese L. Liverpool at (818) 714-2200.

Maxwell Law Firm represents clients in North Carolina with: bankruptcy court, chapter 7 bankruptcy, foreclosure defense, chapter 13 bankruptcy representation, and loan modifications. You may schedule your appointment by calling 704-780-1100.  Save an additional 25% off the bankruptcy fees by scheduling your appointment online.

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Happy Valentines day from the Law offices of Chirnese L. Liverpool.

If you need assistance with unpaid medical bills, preventing foreclosure , preventing repossession, reducing financial liabilities, stopping wage garnishments, preventing collection calls, debt settlement, reducing or eliminating tax debt, and or rebuilding your credit consider consulting with us for your options. Chirnese L. Liverpool assists clients with filing for bankruptcy in California  as well as all of Nevada.  Our office represents clients with:  bankruptcy court, filing for bankruptcy, chapter 7 bankruptcy, and chapter 13 bankruptcy representation. We can be reached at (818) 714-2200.

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