Landlords use several factors in determining who they will rent to and what if any deposits will be required for the rental including: rental history, credit score, job history, monthly debt payments, monthly income, etc.
WHAT IS RENTAL HISTORY
Rental history is the verification is much more accurate nowadays than in the past for landlords. There a specific sites where your landlord can go to check to see if you have had any evictions or late rental payments in the past. It is a separate report from your credit report.
WHAT IS CREDIT HISTORY
Your credit history is reflected on your credit report and it shows accounts, payment history, age of the accounts, balances on those accounts. This is equally, if not more important than your rental history when you are trying to obtain approval for a new apartment. Most of the time evictions and judgments obtained by landlords will also be reflected on your rental history.
It can be frustrating if you have made mistakes in the past and have negative rental or credit history in your past and to have your rental applications rejected. Those negative items on your credit report stay on for a minimum of seven (7) years. A fresh start maybe just what you need to get things in prospective. In a Chapter 7 you can have those evictions and judgments eliminated and start anew.
Maxwell Law Firm represents clients in North Carolina with: bankruptcy court, filing for bankruptcy, chapter 7 bankruptcy, foreclosure defense, chapter 13 bankruptcy representation, and loan modifications. You may schedule your appointment by calling 704-780-1100. Save an additional 25% off the fees by scheduling your appointment online at http://maxwelllegal.com/consultations. California Bankruptcy Attorney Chirnese L. Liverpool assists clients with filing for bankruptcy in the Los Angeles Area. Her office can be contacted at 818-714-2200.